Davis Law Group Receives Seattle Business Magazine’s ‘Best Companies to Work For’ Award Learn More
Davis Law Group Receives Seattle Business Magazine’s ‘Best Companies to Work For’ Award Learn More
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Have you recently had your insurance claim denied or significantly undervalued in Seattle, WA? Do you suspect the insurance company was less than honest in handling your claim? You may have a valid bad-faith insurance claim. An experienced Seattle bad faith insurance lawyer at Davis Law Group Car Accident and Personal Injury Lawyers can help.
Our attorneys have decades of combined experience handling complex claims like yours. We’ve been taking on powerful insurance companies and their defense teams for more than three decades. We’ve already helped our clients recover tens of millions of dollars in settlements and verdicts.
We’re prepared to help you stand up to the insurance companies and fight for the benefits you deserve. To learn more about your legal options, contact our law offices in Seattle, Washington, at (206) 727 4000 to schedule a free consultation today.
Insurance companies basically invented the insurance claims process. They understand the rules inside and out. Unfortunately, that often gives them an unfair advantage–meaning the ability to take advantage of honest policyholders.
Standing up to an insurance company that has mishandled your claim can be incredibly intimidating. They’re powerful and have the resources to fight and manipulate the system.
Fortunately, you don’t have to handle this alone. Our Seattle personal injury attorneys at Davis Law Group Car Accident and Personal Injury Lawyers are here to help.
When you hire us, you’ll benefit from the full weight of our resources while we:
Insurance companies don’t want to go to trial. When you hire our experienced Seattle personal injury attorneys, they know you mean business. To learn more about how we can help, call for a free consultation.
Insurance policies are contracts. We purchase insurance contracts to protect us against specified risks. We should be able to trust that insurance companies will pay fairly when those risks become a reality.
Still, insurance companies are in business to make a profit. Insurance adjusters don’t always handle claims fairly. Some resort to deceptive and even illegal practices in order to maximize those profits. It’s not fair when insurance companies sidestep their legal obligations–and laws have been developed to protect victims of bad-faith insurance practices.
Bad faith, simply put, is failing to handle legitimate claims in an honest, fair, and timely manner. Insurance practices that are dishonest, misleading, or even fraudulent can amount to bad faith insurance practices.
Under Washington state law, any policyholder who is “unreasonably denied a claim for coverage or payment of benefits” can bring a claim for damages in Superior Court.
Many different types of actions and omissions can amount to bad faith insurance practices. Here are some examples of bad-faith insurance practices under Washington state insurance laws:
It’s not always easy to know whether you have a valid bad-faith insurance claim. Our Seattle bad-faith insurance attorneys are here to help you understand the laws and your legal rights. Contact us today to learn more about how we can help.
Some insurance companies fail to respond to reasonable insurance claims entirely. Others might take steps to unreasonably delay payment of claims. Some wait until a trial becomes imminent to pay. If you’re dealing with an unresponsive or unreasonable insurance company, know that you have rights.
Insurance adjusters generally must respond to your claim and any subsequent communications within ten days after they receive them. For group insurance policies, the insurance company has 15 days to reply.
Insurance companies will conduct an investigation before they agree to pay a claim. Those investigations must be completed within 30 days after you submit your claim unless the circumstances make a 30-day deadline unreasonable.
After the insurance company has received all information necessary to establish proof that your claim is valid, they must approve or deny your claim within 15 business days. If the insurance company needs more time, they must give you notice and the reason why additional time is necessary.
First, insurance companies must give you a written reason when they deny your claim. If they don’t, you should be suspicious and contact an attorney for advice. Some legitimate reasons why an insurer might deny your claim include:
Our lawyers in Seattle can evaluate your situation if your claim was denied. We’ll examine the facts and determine whether the insurance company’s denial was legitimate. Contact us today for a free case review if you have questions about your rights.
At Davis Law Group Car Accident and Personal Injury Lawyers, we handle all types of bad faith insurance cases, including those based on:
We handle first-party insurance claims where you’re dealing with your own insurance company. We also handle third-party claims, where you may have a legitimate claim against someone else’s insurance policy.
If the insurance carrier unreasonably denied or undervalued your claim, you may be entitled to a range of damages. Under the law, you can recover the actual damages you suffered. Those damages may include:
If your case proceeds to trial, the judge can award triple the amount of your actual damages if your case is successful.
As the victim, you have the burden of proving that the insurance company actually did act in bad faith. You’ll also have to establish the nature of your damages.
Our lawyers are here to help at every stage of the legal process. Call our law firm today to schedule a free case evaluation to discuss your case in detail.
All claims for compensation are subject to deadlines under state law. In bad faith insurance claims, you must give the insurance company 20 days’ notice before you file a lawsuit. The notice must explain the basis for your claim. You must also provide a notice to the insurance commissioner.
If the insurance company doesn’t respond within the 20-day period, you can then proceed with your claim. You have three years from the date of the wrongful act to file a formal lawsuit.
Bad faith insurance claims can be particularly complex. Our team at Davis Law Group Car Accident and Personal Injury Lawyers in Washington has the experience and resources to help. Contact us today to learn more about how a Seattle bad faith insurance lawyer can help you fight for justice.
If you or a loved one is experiencing difficulty negotiating your personal injury claim with the insurance companies after an auto accident or other type of incident, the award-winning attorneys at Davis Law Group Car Accident and Personal Injury Lawyers can help you better understand your legal rights and determine if hiring an attorney is in your best interests.
Our Personal Injury law firm in Seattle, WA also provides:
Davis Law Group Car Accident and Personal Injury Lawyers
2101 4th Ave #1030, Seattle, WA 98121
Hours: 24 hours, 7 days a week
Client Reviews
3 months ago Our experience with the Davis Law Group Car Accident and Personal Injury Lawyers was positive from the first moment we consulted with Chris Davis. Chris Davis was attentive, thorough, and helpful throughout a very difficult time. Our paralegal was with us every step of the way with insight and compassion, always responding quickly and effectively with any questions or issues as they arose. I highly recommend the Davis Law Group Car Accident and Personal Injury Lawyers.
Scott P.
2101 4th Ave #1030,
Seattle, WA 98121
Phone: 206-727-4000
Complete this CONFIDENTIAL form or call 206-539-0939 for a FREE consultation.
Complete this CONFIDENTIAL form or call 206-727-4000 for a FREE consultation.
